Clear and Simple Loan Terms

We believe in keeping things clear and straightforward. Here’s what you need to know about our fees and rates:

Associated Fees: A $25 credit investigation fee and a $25 annual anniversary fee apply to all loans, ensuring continued service and account management.

Annual Percentage Rate (APR): Our state APR is 35.9%, which includes interest, fees, and other costs, as required by Florida lending regulations.

Flexible Repayment Terms: Choose a repayment plan that suits your needs, with terms ranging from 12 to 18 months.

To help you understand what a typical loan may cost, here’s an example:

If you borrow $1,000 over 12 months at our 35.9% APR, including all applicable fees, your estimated monthly payment would be about $100.41.

Over the 12-month term, the total repayment amount would be around $1,255.55. Your exact cost may vary based on specific loan details and eligibility.

Any stated APR represents the cost of credit as an estimated yearly rate, and each applicant’s APR will be determined based upon state of residency, credit at the time of application, subject to state law limits, and individual underwriting. Not all applicants will qualify for the lowest rates or larger loan amounts, which may require a first lien or an additional lien on a motor vehicle not more than ten years old titled in the applicant’s name with valid insurance. Specific interest rates and fees are determined as permitted under applicable state law and depend upon loan amount, term, and the applicant’s ability to meet our credit criteria, including, but not limited to, credit history, income, debt payment obligations, and other factors such as availability of collateral.